DSCR Rental Loans
Competitive Rates
Maximize your returns with robust capital, high leverage, competitive rates and a variety of loan options
Fast and simple process
Forget searching for pay stubs and old W-2s. Our platform eliminates these time-consuming, manual tasks.
Flexibility and support
A variety of rental loan options and a dedicated team will help maximize your ROI and create a simplified experience.
IGEG’s rental investment loans
Purchase, Rate and Term, and Cash-out Refinance options are available for single-family rental (SFR), manufactured homes, PUDs, 2-4 units, and condos.
Ask About our Cash-Out Refinance Options
Adjustable-Rate Mortgages to suit your needs
Many REIs are turning to IGEG’s adjustable-rate mortgage (ARM) options to increase their monthly cash flow. An ARM starts with a fixed rate for a set period of time. After this initial fixed period, the rate can adjust depending on market conditions.
A R M
Fixed rate for the first 5 years with fully
amortizing and interest-only options
A R M
Fixed rate for the first 7 years with fully
amortizing and interest-only options
Rental property financing
made easy
Real estate investment loans don’t have to be difficult. At
IGEG, we realize you don’t have time for inconsistent human
decisions and slow, paper-based processes you get from
other lenders. You can even forget about searching for pay
stubs and old W-2s, we don’t verify your income or employment.
Our tech-forward platform eliminates time-consuming tasks,
putting everything at your fingertips. Quickly apply with
ease, get pre-qualified, and track your loan’s status – the
more you do, the easier it gets.
What is a DSCR loan?
IGEG’s long-term rental loans are also known as debt service coverage ratio (DSCR) loans or no-income mortgages. What does this mean to you?
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No tax or personal income document needed
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Loans are based on rental property cash flow
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Flexible qualification guidelines
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Did you know?
DSCR is a ratio that measures and determines the maximum loan amount when you apply for a new loan or refinance an existing one. Because DSCR measures the asset's ability to pay the property's mortgage and expenses the higher it is, the more leverage an investor like you can get.
"IGEG gives me the confidence to not only access reliable capital to close more deals but provides a fast platform and industry support that helps my company scale."